All Insights

January 25, 2025 Key Updates from VA Headquarters: Circular 26-24-19, IECC, and Credit Score Acceptance

Recent updates from VA Headquarters provide important insights into compliance topics that may impact mortgage brokers and loan originators. While…

January 20, 2025 CFPB Redlining Settlement: A Cautionary Tale for Mortgage Lenders

On Friday, the CFPB announced a settlement with Draper Kramer Mortgage Corporation (“DKMC“), a mortgage lender based in Downers Grove,…

January 18, 2025 What the Confirmation Hearings and Legislative Priorities Mean for Mortgage Professionals

With Inauguration Day on Monday, the new administration is poised to bring significant changes to housing policy and regulatory priorities.…

January 11, 2025 CFPB Finalizes Rule to Remove Medical Bills from Credit Reports

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB“) finalized a rule that could dramatically change how medical debt…

January 11, 2025 Redlining Settlement: DOJ vs. The Mortgage Firm

On Wednesday, the Department of Justice (“DOJ“) announced a settlement with The Mortgage Firm, an independent mortgage banker based in…

January 11, 2025 FHA Publishes INFO 2025-04: Updates to HUD Handbook 4000.1

FHA recently released an updated Handbook 4000.1, incorporating minor policy changes, technical edits, and guidance from various Mortgagee Letters. Below…

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