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January 18, 2025 What the Confirmation Hearings and Legislative Priorities Mean for Mortgage Professionals

With Inauguration Day on Monday, the new administration is poised to bring significant changes to housing policy and regulatory priorities.…

January 11, 2025 CFPB Finalizes Rule to Remove Medical Bills from Credit Reports

On January 7, 2025, the Consumer Financial Protection Bureau (“CFPB“) finalized a rule that could dramatically change how medical debt…

January 11, 2025 Redlining Settlement: DOJ vs. The Mortgage Firm

On Wednesday, the Department of Justice (“DOJ“) announced a settlement with The Mortgage Firm, an independent mortgage banker based in…

January 11, 2025 FHA Publishes INFO 2025-04: Updates to HUD Handbook 4000.1

FHA recently released an updated Handbook 4000.1, incorporating minor policy changes, technical edits, and guidance from various Mortgagee Letters. Below…

January 4, 2025 VA Circular 26-24-19: Invoice Requirements for Itemized Fees Takes Effect

The Department of Veterans Affairs (“VA”) issued Circular 26-24-19, effective for VA loans closed on or after January 1, 2025. This…

December 28, 2024 Reinstated Compliance Deadlines for Beneficial Ownership Reporting: What You Need to Know

The U.S. Fifth Circuit Court of Appeals has reinstated the Corporate Transparency Act (“CTA“) and its Beneficial Ownership Information (“BOI“)…

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