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November 2, 2024 CFPB’s Action Against Townstone Financial Sets a New Standard for Fair Lending

In a case with broad implications for mortgage brokers, the Consumer Financial Protection Bureau (“CFPB“) recently reached a settlement with…

November 2, 2024 VA’s New Documentation Requirements for Allowable Fees on VA Loans

In Circular 26-24-19, the Department of Veterans Affairs (“VA“) issued new documentation standards for fees and charges on VA-guaranteed home…

October 24, 2024 Why Playing Offense in Mortgage Compliance Is Essential for Long-Term Success

In today’s highly regulated mortgage industry, compliance is not merely a box to check—it’s a strategic imperative. Many companies fall…

September 23, 2024 The Ultimate Guide to Starting a Mortgage Company: From Registration to Compliance

Starting a mortgage company can be a rewarding venture, but it comes with a labyrinth of regulatory and operational challenges.…

August 18, 2024 Navigating State Licensing: What Every Mortgage Lender Needs to Know

For mortgage lenders, securing the appropriate state licenses is one of the most critical steps to operating legally and successfully.…

June 6, 2024 Preparing for Your First State Exam: What Mortgage Lenders Need to Know

For mortgage lenders, undergoing a state examination for the first time can be a daunting experience. State exams are designed…

Play Offense, Not Defense

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